I found it interesting that she would hold such disdain for anyone who has a 401K. Isn't a 401K primarily a way to "save for the Future so you have something left over when your resources are depleated"? No wonder she hates them. Jay: so what if you don't live on the Cape.The resource is everyone's and the commentary was posted on the web. I think you did a great job expressing your viewpoints. Send a letter to the editor anyway!